Compliments of Our Law Firm, By: The American Academy of Estate Planning Attorneys "You may delay, but time will not," Benjamin Franklin. Everyone knows that they need an estate plan, but few of us do anything about it. In fact, according to a 2007 study, more than 55% of Americans don't even have a simple Will. And yet, the clock is ticking for all of us. So why don't more of us actually put together an estate plan? For some, it's a morbid fear that by thinking about death, we'll hasten … [Read more...] about 10 Essential Estate Planning Facts

A Roth IRA has some important distinctions from a traditional IRA, and, depending on your tax bracket, your retirement needs, and your estate planning goals, a Roth could be a much better option for you. So, what's the difference between the two types of IRAs? The Traditional IRA A traditional IRA is a "tax-deferred" retirement account. This means that contributions are generally tax deductible for the year in which you make them, but when you retire and begin to withdraw money from your … [Read more...] about Why are Roth’s Such a Big Deal?